Customer Services

Financing

What we do

We provide a variety of financing solutions, through credit card instalments or without a credit card to help you make your ideas a reality.

Credit Card 0% Instalment

 
IKEA offers flexible payment options that make it easy and affordable to furnish the home of your dreams. Applies to the total purchase value of the minimum requirement in a single receipt. Applicable for VISA and MASTERCARD from BCA, Mandiri, UOB, BNI, CIMB Niaga, and PermataBank.

How to pay
  • At IKEA stores, simply inform the cashier that you would like to put your purchases on an Instalment Payment Plan (IPP).
  • For online purchases, simply select the payment option for “Credit card instalment 0%” and complete your payment.
Tenor Credit Card
BCA BNI Mandiri UOB CIMB Niaga Permata
3 Months Minimum Rp 500.000
6 Months Minimum Rp 3.000.000
12 Months Minimum Rp 6.000.000
24 Months Minimum Rp 10.000.000 —
  • *Terms and conditions from each bank apply
  • *BCA 24-month installments is available for in-store purchases only
  • *There is a 0% installment conversion fee of Rp20,000 per transaction for UOB credit cards and Rp25,000 for Permata credit cards.
Financing Plan
 
When you have figured out the way you want your dream home to be, and are in a need of assistance to allocate the budget, we offer various financing options to bring your ideas to life. IKEA has partnerships with several independent financial institutions that allow you to apply for loan up to 24 months with an affordable monthly fixed value.

Reach out to one of our co-workers in the store for more information.

Kredivo

Kredivo is an instant credit solution that lets you buy now and pay later—within 30 days interest-free, or in installments of 3, 6, 12, 18, or 24 months.

Register now    

Why Kredivo?

  • Without a down payment, you can get the item you bought before payment
  • Checkout in just 2 clicks and your shopping cart will be processed
  • Pay in 30 days
    • No minimum transaction
    • The maximum transaction is according to your credit limit
    • 0% interest for payment no more than 30 days
  • 3, 6, 12-month instalments
    • Valid for purchase of 1 (one) or more products in 1 (one) shopping cart with minimum transaction Rp500.000,-
    • The maximum transaction is according to your credit limit
    • 0% interest for 3-month tenure.
    • Monthly interest rates start from 1.99%, 2.49%, 2.60%, 2.99%, or 3.99%, depending on the selected tenor (6, 12, 18, or 24 months).
Kredivo premium account

With a Kredivo Premium account, you get extra benefits such as a credit limit of up to Rp 50,000,000 and installment terms of up to 24 months.

Frequently asked questions (FAQ)

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